Receiving and reviewing an Annual Notice of Change (ANOC) by the Annual Enrollment Period (October 15–December 7) is critical to decide if the plan still meets your healthcare needs or if you should switch to a different Medicare plan.  This event is open to the public; we always enjoy referrals and recommendations.    Please join us by registering using the button to the right.

An Annual Notice of Change (ANOC) is a document Medicare requires insurance companies to send annually to Medicare Advantage (MA) or Prescription Drug Plan (Part D) beneficiaries by the end of September. It details important changes to the plan for the upcoming year, including new costs (premiums, deductibles), benefits, and formulary (drug list) changes.